I think you're asking far too many questions about too many issues in one thread that could take ages to untangle. Not all racial groups are monolithic entities to begin with, so asking why "Black and Latino voters towards Trump" is less useful than "why did Latino voters in Florida OR Latino voters in Texas swing toward Trump." And even within those much more targeted questions you're going to see a wide variety of explanations and rationales. People have been trying to postmortem this election for weeks, but there is no one size fits all answer outside of the vague and fairly useless fact that Democrats just failed to reach these voters in a meaningful way. And that in of itself has its own knots to untangle.
But let's also not obscure the truth. The only reason why Biden won and why Democrats control the House and even have a chance in run offs in the Georgia Senate races is because of minority voters, particularly Black voters showing up in crucial states and areas en masse to vote against Trump and Republicans. Democrats should absolutely be seeing alarm bells with their failures this election to reach a wide variety of minority voters, but part of that also means acknowledging that the little success Democrats did see in this election was due to the support of minorities and that their constant pandering to Republicans earned them virtually nothing.
But let's also not obscure the truth. The only reason why Biden won and why Democrats control the House and even have a chance in run offs in the Georgia Senate races is because of minority voters, particularly Black voters showing up in crucial states and areas en masse to vote against Trump and Republicans. Democrats should absolutely be seeing alarm bells with their failures this election to reach a wide variety of minority voters, but part of that also means acknowledging that the little success Democrats did see in this election was due to the support of minorities and that their constant pandering to Republicans earned them virtually nothing.