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PipefishUK

Member
Oct 25, 2017
688
Our systems tend to be heavily front-loaded, though. If you're well paid you will have to pay quite heavy income tax rates.


In the UK VAT is added on before you get to the till so the price you see is the price you pay. Don't compare before tax prices because that's a thing a Brit and most Europeans never see or consider that much, you need to forget tax and look at the total price paid. - there isn't as vast a difference in price as you'd think on a lot of things.

Plus in the US they have property taxes and additional local income tax in some areas.

Their property tax isn't like the UK council tax, it's much much more.

Plus their tax free rate is very low, like $4,000 or something, whilst the UK's is £12,000.

A lot of people on low incomes in the UK pay less tax than than they would on the same income in the USA and for people on medium incomes it's often negligible.

Plus add the cost of health insurance and for a huge chunk of people that means you're far better off in the UK (or most places in Europe) even if you never get sick.
 
Last edited:
Oct 31, 2017
301
Feels great, just turn up hand over my medicare card and just wait.
I also see a specialists every 3months same process applies when i rock up to the hospital.
Also get one free eye check per year.

Edit: Country is Australia
 

Kerotan

Banned
Oct 31, 2018
3,951
yes.

But if it requires immediate attention like an MRI, it can be tricky as you get a lot of push back, which is understandable. We have private healthcare through my work but that's only ever used on rare cases such as scans and physio therapy.
Get it done in Poland. No waiting times, €100 for the MRI and €50 for the translation. Flights to Poland can be got for under €30. Top class. I'd normally do it in Ireland but I just happened to be there when I needed it.
 

Cilla

Member
Oct 29, 2017
610
Queensland, Australia
Australian here but yep! I go to the doctor all of the time and it's free. Which is fantastic.
I move to America next year and I am pretty stressed about healthcare there to be honest.
 

MistaTwo

SNK Gaming Division Studio 1
Verified
Oct 24, 2017
2,456
Japan here.

Feels great. I shared a story in the past about a night where we completely over-reacted to our
1 year old having slight breathing problems in the middle of the night, and put her in an ambulance for like 500 yen.
 
Nov 3, 2017
2,223
Not European, but we have dirty communist healthcare here in Australia too, and I've never had to think about money when going to the doctor.

I do have private health insurance too though, but that's because everyone over a certain income threshold has to have cover, otherwise we get charged a levi
 

RestEerie

Banned
Aug 20, 2018
13,618
to those in america and working full time, does your employer not provide you health insurance or something..
 

Wombat_Lover

Attempted to circumvent ban with alt account
Banned
Jan 20, 2019
527
Shit like this makes me happy that I'm not American or living there.

Free medical shit for us.
 

PipefishUK

Member
Oct 25, 2017
688
I currently pay $3,572 plus 32.5c for each $1 over $37,000. So roughly $9422 per year currently while making $55k per year before tax. Maybe more as my pay increases every year.

Converted back and forth, so probably not completely accurate - but in the UK you'd (very roughly) pay $13,745USD tax on that income. But you'd get completely free healthcare for it - with no excess, no co-pays, no money changing hands no matter what you're treated for or how long treatment lasts, even if it's for the rest of your life.

How much would your yearly health insurance be? Or is that free through your employer? How much would your excess/co-pays be per year? If you add that on top of your income tax is it really cheaper in the US or is it comparable? Or not vastly different?
 

Deleted member 13859

User requested account closure
Banned
Oct 27, 2017
387
I live in the UK but I don't go to the doctor too often unless I feel really bad. I don't like to waste their time, but it's great knowing I can go without worrying about bankrupting myself.

My Mum before she passed away this year has lived with many medical conditions for the past 20 years. If it wasn't for the NHS she would never have been able to afford all the medication she needed.
For me I tbwas amazing when my kids were born. Go in the hospital have a bef Stay how ever long you need to. When it's time to leave you just say goodbye to the docs/nurses listen to advice they may have then just get up and walk out. No bills nothing
 

Deleted member 25600

User requested account closure
Banned
Oct 29, 2017
5,701
Converted back and forth, so probably not completely accurate - but in the UK you'd (very roughly) pay $13,745USD tax on that income. But you'd get completely free healthcare for it - with no excess, no co-pays, no money changing hands no matter what you're treated for or how long treatment lasts, even if it's for the rest of your life.

How much would your yearly health insurance be? Or is that free through your employer? How much would your excess/co-pays be per year? If you add that on top of your income tax is it really cheaper in the US or is it comparable? Or not vastly different?
Our family health insurance is about $400AUD per month. We're on the best coverage possible due to my wife's various minor health problems. But we're also on this plan because it covers childbirth. Once we've had our second child in a month we'll be downgrading significantly.

There's always the option to go with the public system, but certainly things like specialist consultations can have waiting lists of several months in the public system. Which is why we've chosen to have private health insurance.
 

antipod

Member
Oct 30, 2017
1,058
Converted back and forth, so probably not completely accurate - but in the UK you'd (very roughly) pay $13,745USD tax on that income. But you'd get completely free healthcare for it - with no excess, no co-pays, no money changing hands no matter what you're treated for or how long treatment lasts, even if it's for the rest of your life.

How much would your yearly health insurance be? Or is that free through your employer? How much would your excess/co-pays be per year? If you add that on top of your income tax is it really cheaper in the US or is it comparable? Or not vastly different?

And if that is total tax paid and not the amount going into the health care system, it pays for other welfare the US doesn't really have. Like child care, maternity (and especially) paternity leave etc.

Makes it even harder to compare the figures.
 

bugulu

Member
Oct 25, 2017
145
Never crossed my mind to be in a financial burden just because I happen to get sick. We do pay a huge amount of taxes here in Sweden though, but while I sometimes wonder if it's always worth it, I appreciate our welfare system.
 
Oct 27, 2017
3,483
Converted back and forth, so probably not completely accurate - but in the UK you'd (very roughly) pay $13,745USD tax on that income. But you'd get completely free healthcare for it - with no excess, no co-pays, no money changing hands no matter what you're treated for or how long treatment lasts, even if it's for the rest of your life.

How much would your yearly health insurance be? Or is that free through your employer? How much would your excess/co-pays be per year? If you add that on top of your income tax is it really cheaper in the US or is it comparable? Or not vastly different?
According to this 18.8% of public spending in the UK is spent on health, which works out at $2584 for that person's income. Which is probably cheaper than the health insurance they're paying for before any additional costs. But you also have to consider that some of the tax they are paying is going towards publicly funded programs like Medicare even if they don't qualify for it.
 

Nephtis

Banned
Dec 27, 2017
679
What kills me here is the in-network / out-of-network bullshit. There used to be tiers of pay at work, and I always chose premium which pretty much covered everywhere at a reasonable co-pay and out-of-pocket expenses. Now it's all down to basic and both have increased quite a bit. Thankfully I am fine, but if I had some medical condition that required constant care, shit like this would make my economic future uncertain.

Makes me wish I could move to Europe.
 

crazillo

Member
Apr 5, 2018
8,179
Yes, and I'd never want to reade health systems with the US. I would sometimes wish people knew what they are being offered though. You'll hear many people complaining about paying so much for health insurance yet getting 'nothing' out of it. I'd quite like to get a list from my health insurance every year seeing what they've paid for me this year to raise awareness how costly medical treatment is. Further, some people go to the doctors way too much and it can be hard to get an appointment for specialists becuase some older patients check the diagnosis three times with different doctors. Second opinions are great but nobody visits doctors more than the Germans and it can be a problem for people who would need a quicker treatment. Also, there's sometimes issues with what is covered by insurance and what isn't. Sometimes, better treatment will be more costly and is not covered by insurance so you'll end up paying for it.
 

Concelhaut

Banned
Jun 10, 2019
1,076
In France health insurance, for which you have to pay social contributions, doesn't cover all costs. You need to subscribe to a private insurance company to cover the rest.
 

Martinski

Member
Jan 15, 2019
8,420
Göteborg
I have never been gone to the doctor sick. At least not in my adult life, last time I went to the hospital was when I was like 16 with a broken wrist and I'm 33 now. From Sweden..
 

Voyevoda

Member
Nov 1, 2017
2,158
Paris, France
Yes we do.

If we are in Europe. If we currently live in the US we just plan not to get sick or injured.

Basically this.
I went to Australia for a year, a week after a wisdom teeth operation. I crossed my fingers hard, hoping that the cavity wouldn't get infected, having seen Australian dentist fees...

But here, yeah. If I'm sick, I just go to the doctor's, and I know I will barely pay a thing.
It feels wonderful. I actually feel safe, here. (that's actually my biggest con, whenever I consider living abroad, in a country without welfare and social security)
 

Shodan14

Banned
Oct 30, 2017
9,410
You just worry about the waiting time to see the doctor. (depending on the country, of course)
 

eXistor

Member
Oct 27, 2017
12,274
Pretty much. I had a pretty serious bowel infection earlier this year, I got prescribed antibiotics the same day and had a colonoscopy some time later to check things out, hardly cost a thing considering.

Most of the time I feel off or wanna get checked I call the doctor, go the next day and that's that. To be really honest I always took it for granted that people could just go to the doctor and get checked without issue, but now I know that we have it good and that the US is fucked. It's crazy things are the way they are.
 

Kain-Nosgoth

Member
Oct 25, 2017
15,539
Switzerland
i pay like 200 $ per month in switzerland, and not everything is covered, not the greatest in europe, but still way better than what is happening in the US, and yeah we can just go to the doctor without worry
 

Br3wnor

Banned
Oct 27, 2017
4,982
I'm American and go to the doctor without worry. I'm in a union so we have dope health insurance, even covers accupuncture and a nutritionist which I've recently taken advantage of. No deductibles, only thing is I sometimes have a $25 copay but depends on the doctor and nature of my visit.

I've also had cancer so good health insurance was a real factor in choosing where I work.
 

Aranath

Member
Jan 15, 2018
315
I can't speak as an American, but being a South African living in Europe (UK, Spain and Belgium), it's been amazing not having to have worried about paying out crazy amounts to see a doctor. Health insurance is quite a necessity in SA due to the state of the public system, but then it's somewhat understandable given it's not a wealthy developed country. The situation in the USA just blows my mind.
 

HiLife

Avenger
Oct 25, 2017
39,622
I wanna move to the UK from the US but I'm guessing healthcare is only offered to UK citizens? What if I'm studying abroad lol
 

Livetohard378

Self-requested ban
Banned
Feb 17, 2019
175
Must be nice having affordable health care when I hadn't seen a doctor or dentist. Before joining the army, for 15 years. It was just to expensive.
 

Deleted member 21709

User requested account closure
Banned
Oct 28, 2017
23,310
Yes!

In Belgium you usually get a refund after the fact, I believe in the Netherlands it gets deducted up front if you have to pay anything.

You just worry about the waiting time to see the doctor. (depending on the country, of course)

This is true, there can be waiting times for doctor visits or dentist appointments.
 

Zhengi

Avenger
Oct 28, 2017
1,899
I'm in the US. I work for the state of California and I am part of a union. My entire family is covered through our employer insurance and we pay $15 out of pocket for each visit to Kaiser Permanente. Not having to worry about medical bills is a great feeling. My wife's entire pregnancy and delivery did not cost us a cent. So even though I am not earning as much as if I can in the private sector, the feeling of freedom from medical worries is great.
 
Oct 28, 2017
993
Dublin
Being in hospital or being sick is the worst feeling in the world. I can't imagine having to worry about financing your care or worrying about health insurance or cash when I'm incapacitated haha. That just feels so uncivilised.

Speaking of uncivilised, I was assaulted at a train station last night. I just walked into the nearest hospital, filled out a form with my details on it and got all my medical care done, walked out and didn't even have to think about euros besides the coffee I bought.
 
Jan 2, 2018
1,476
I pay 385 euros max one time fee (if you use healthcare) and 100 euro monthly. Children are free. And after that nothing. I go to a doctor. Some medicine are also payed but heavily subsidized.

I remember going to the hospital with my 6 month old because she had breathing problems. We stayed at the hospital for 5 days and didn't pay a cent. The nurses were very professional and they even arranged a bed for us to sleep next to our daughter.

I love the Netherlands. Too bad we have zero nature or this country would be the best.
 

Robochimp

Avenger
Oct 25, 2017
2,677
In the end we were lucky. They paid most. We only ended up owing like $1k

This is how it works with Children's hospitals, generally only one healthcare system in your area operates one and they aren't officially in network on plans through other systems.
But since the other systems don't offer emergency/hospital pediatric care they cover it in network.
 

Trice

Banned
Nov 3, 2018
2,653
Croatia
My mother just got done with a sequence of immunochemotherapy for non-Hodgkin lymphoma. Total remission *knocks on wood*. All we paid was the cost of food and gas. The treatment, medication, hospital stay, all was covered by universal healthcare insurance.

Just the presence of cancer was taxing on our daily lives, I can't imagine a crippling debt on top of that.