We don't know all the details. They didn't even know all the details. There are some expectations on the OPs side that his parents didn't know. They decided to help him get there. That can be a gift. Maybe they don't have much money. Maybe they do. They're still helping, and that is a gift.Okay, if that's the case the contract seems to be that OP pays them back when they get paid in a month. How is that different?