I've got insurance through work.
Still pay 100 bucks a month for it.
If I broke my hand, no matter what I'm paying 1300 for my deductible to be fulfilled.
Say it's a 3,000 bill (that's generously low), the insurance will only pay 90% of that remaining 1700.
So boom I'm paying $1470 out of pocket.
Many people have the ability to budget for emergencies. I certainly can.
But it's much easier to budget my finances when I know large out of pocket medical costs aren't a thing.
And if I had to guess, my insurance plan is actually probably considered better than average.
My employer still contributes about 450 bucks a month to subsidize my premiums, too.
Medicare for all. Now.
Nice, sounds like Switzerland. I've got a 2'500$ deductible, so I pretty much never go to the doctor, because I'd have to pay for everything myself. Like in the USA, we are told on a daily basis to have one of the best health care systems in the world, at least for those fortunate enough to afford it, lol.
Some asshat from an insurance company even championed 10'000$ deductibles, what a genius! The poorer would've to choose the highest one, to minimise the monthly insurance costs and pray to Jesus to never get seriously sick in their life, because they'd never be able to afford it.
Health insurance is mandatory for everyone in Switzerland, the poorest get subsidized to some degree, depends on where you live. It's actually like a tax, just that the richest mofo will pay exactly the same like the poorest dude that can just afford to pay for the insurance by himself and this is called "solidarity" around here, lol.
