• Ever wanted an RSS feed of all your favorite gaming news sites? Go check out our new Gaming Headlines feed! Read more about it here.
  • We have made minor adjustments to how the search bar works on ResetEra. You can read about the changes here.

Deleted member 12009

User requested account closure
Banned
Oct 27, 2017
1,141
I just paid an insane medical bill for a specialist appointment that served as nothing more than a checkup with the caveat that, eventually, I'll be able to afford the treatment but right now it is prohibitively expensive and probably will be for the forseeable future. So spending money on a doctor telling me that things are too expensive to continue treatment.
 
Oct 25, 2017
9,053
Most of why we don't have universal healthcare is a combination of the Senate being terrible and Republicans have absolute and unambiguous wall of resistance, but much of the billing bullshit seems like it could be handled at the state level. Does billing differ from state to state?
 

Crazyorloco

Member
Dec 12, 2017
1,262
Went to local urgent care clinic for a 5 minute visit...had breathing problems due to allergies they gave me prednisone and I felt better after.

A month later i see i got charged $300 for this visit. This isn't as bad as going to the ER, but I was shocked to see the cost for being there less than 10 mins.

I'm just staying home next time. My stuff usually gets better on its own. Just takes time.
 

Necromanti

Member
Oct 25, 2017
11,550
Even when I lived in a less "hostile" state (WA) and had "good" health insurance, the cost of living with any chronic conditions was exorbitantly more expensive than it is nearly anywhere in Europe. In the US, getting more than one month of supplies of medications I needed to survive was like pulling teeth. One of many things that made the decision to leave less painful. Everything is so much more simple now.
 

Gunny T Highway

Unshakable Resolve - One Winged Slayer
Member
Oct 27, 2017
17,028
Canada
Canada ain't perfect especially due to wait times, but at least I don't have to pay an arm and a leg if I have to get treatment.
 
Sep 14, 2020
151
The US health care system is pretty much why did me and my partner didn't get legally married. She had breast cancer. I was worried if we got married she'd lose her insurance and need to go on mine. Her income was low enough to get her on Medicaid and they paid for almost everything. She was worried about the possibility of leaving me with a bunch medical debt when she passed away (she didn't end up with any debt, but hindsight is 20/20). Yay America!!!
 

geardo

Member
Oct 27, 2017
1,339
It's 100% a scam and needs to be burned to the ground. Every person profiting off of it needs to be in prison. Fucking garbage ass inhumane system.
 
Last edited:

Deleted member 9241

Oct 26, 2017
10,416
Great post, and I appreciate your follow up posts as well. I work for a hospital as well, in Periop IT, supporting Epic and surgery billing. And yeah, spot on, it's a game played by hospitals and payers about reimbursement details. Coding has to be done on the surgeon's opnote, regardless of what was scheduled as the diagnosis/hard-coded procedure, pre-auth or not. And it's tough because it's only as good as the documentation. We try to emphasize to the nursing staff and OR Team Leads for clinical review to make sure the log gets changed to what was actually done.

It's been super eye-opening all these years in this job though, the system sucks, plain and simple. It's amazing to see what gets written off too.
It's the only field where ball park estimates may be completely off, especially in surgery, it's dependent on the particular surgeon, how fast they are (as it's OR minutes billed), what they like to use, and what's actually going on where they open as you said.

Luckily, our benefits are still really good. Still need to be in the system, but that's the one shining part of it. They've stripped away our rollover PTO though, we used to be able to bank 480 hours and carry them over every year, it's much lower now. And we used to be able to pay our benefits from that bank. That was amazing. They took that away too.

US healthcare needs an overhaul. It's frustrating to people and not explained. People get bills from the surgeon's pb portion, the hospital portion, anesthesia companies, and other misc stuff for the same encounter.
We've been through that too with NICU stays with my second child. At least I was familiar with the system for less shock.

Edit- I didn't talk about the markup policy for supplies and implants. It's HUGE. I'm not talking bandaids or tape, anything under 10 bucks doesn't get charged as it's rolled into the room time, but it's a lot.
But again, part of the game between the hospital system and the insurance companies.

I think anyone on the inside knows how broken things are. My wife worked in the student financial aid industry for more than a decade and now works at a private college. The problems in that industry are colossal as well!

One of the things I wanted to touch on was supplies, like you pointed out. Hospital budgets are wonky and super weird. They're like that for a reason. First of all, they need lots of flexibility because they never know exactly how many services they will provide over a given year or how much that particular service will even be reimbursed, so they have to walk an extremely wobbly and thin high wire.

Here is an example (all prices are fictional).

An artificial heart costs the hospital 50k. The hospital knows, due to past data, that only 1 out of every 3 patients will be able to pay for their artificial heart. So that is now built into the charge. The hospital charges 150k per artificial heart so that, hopefully, they can break even or possibly even make some profit at the end of the day. Congratulations, things really went the hospital's way and all 4 surgeries in a row were covered and paid for. The hospital just made 400k in profit right? Wrong, because it swings the other way next month when none of the next 10 artificial heart surgeries are covered or paid for. The profit from the month before is now gone and the hospital instead has a loss of 100k.

Due to the insane swingy nature of insurance and reimbursement, hospitals are set up more like Walmart. They need as many services as possible so that the other departments can make enough profit to make up for the departments that don't. In a good month? Almost everything swings in the hospital's favor. In a bad month? Nothing goes in their favor. Have a whole bunch of bad months in a row? Your hospital shuts down or is offered up for sale to a healthcare conglomerate that has more capital to gamble with. Anytime a hospital makes profit they almost always invest it and also save X amount of cash on hand to weather any bad financial storms lurking around the corner. It's super crazy when you think about it.

Back to my artificial heart analogy...

People that do not want socialized medicine here in the US because they don't want to pay for someone else's health care need to wake up and realize they already are. Their insurance is charged 150k for that heart in order to pay for, or supplement, those that cannot. Take the idea of the artificial heart in my imagined scenario and extrapolate that over the entire healthcare industry, from band aids to brain surgery. It's broken, and insurance is at the heart of the issue.
 

Mekanos

▲ Legend ▲
Member
Oct 17, 2018
44,184
I have Crohn's Disease as of a year and a half ago and have made several threads here about it, so I 100% relate, OP. Navigating this shit with a chronic illness is demoralizing and stressful as fuck and anyone who can come out the other end thinking this healthcare system is sane or acceptable can kick rocks.

Opposition to socialized medicine is just fascism.
 

Desi

Member
Oct 30, 2017
4,210
my HSA got suspended because somehow a $21.60 charge I made at the dental office I've been going to for 7 years that has Dental in the name, by the way, is questionable enough for me to send them a detailed receipt explaining everything that was done that day.
 

MR2

Member
Apr 14, 2022
1,040
I work in healtcare and the For Profit part corrupts it. What good is healthcare when people who have it cant use it because they can't afford extra fees.
 

Jamesways

Member
Oct 28, 2017
2,240
Minneapolis
I think anyone on the inside knows how broken things are. My wife worked in the student financial aid industry for more than a decade and now works at a private college. The problems in that industry are colossal as well!

One of the things I wanted to touch on was supplies, like you pointed out. Hospital budgets are wonky and super weird. They're like that for a reason. First of all, they need lots of flexibility because they never know exactly how many services they will provide over a given year or how much that particular service will even be reimbursed, so they have to walk an extremely wobbly and thin high wire.

Here is an example (all prices are fictional).

An artificial heart costs the hospital 50k. The hospital knows, due to past data, that only 1 out of every 3 patients will be able to pay for their artificial heart. So that is now built into the charge. The hospital charges 150k per artificial heart so that, hopefully, they can break even or possibly even make some profit at the end of the day. Congratulations, things really went the hospital's way and all 4 surgeries in a row were covered and paid for. The hospital just made 400k in profit right? Wrong, because it swings the other way next month when none of the next 10 artificial heart surgeries are covered or paid for. The profit from the month before is now gone and the hospital instead has a loss of 100k.

Due to the insane swingy nature of insurance and reimbursement, hospitals are set up more like Walmart. They need as many services as possible so that the other departments can make enough profit to make up for the departments that don't. In a good month? Almost everything swings in the hospital's favor. In a bad month? Nothing goes in their favor. Have a whole bunch of bad months in a row? Your hospital shuts down or is offered up for sale to a healthcare conglomerate that has more capital to gamble with. Anytime a hospital makes profit they almost always invest it and also save X amount of cash on hand to weather any bad financial storms lurking around the corner. It's super crazy when you think about it.

Back to my artificial heart analogy...

People that do not want socialized medicine here in the US because they don't want to pay for someone else's health care need to wake up and realize they already are. Their insurance is charged 150k for that heart in order to pay for, or supplement, those that cannot. Take the idea of the artificial heart in my imagined scenario and extrapolate that over the entire healthcare industry, from band aids to brain surgery. It's broken, and insurance is at the heart of the issue.
That's a great detailed explanation of it. Let's talk about denials from incorrect HCPCS codes on implants per attached CPT on claims next. LOL
Kidding. It is interesting being in the system, isn't it?
We absorbed another local hospital system a year ago that wasn't making it, that was a huge merger and conversion on integration.
You're right though, service lines depend on the months. The Ortho depts in our system always rely on winter for total joint replacements.
 

Deleted member 9241

Oct 26, 2017
10,416
That's a great detailed explanation of it. Let's talk about denials from incorrect HCPCS codes on implants per attached CPT on claims next. LOL
Kidding. It is interesting being in the system, isn't it?
We absorbed another local hospital system a year ago that wasn't making it, that was a huge merger and conversion on integration.
You're right though, service lines depend on the months. The Ortho depts in our system always rely on winter for total joint replacements.

Man, one of neurologists left and the entire administrative staff got really nervous because his spinal surgeries were the only thing keeping us in the black for months.

We had a hospital in our adjacent county close down about 15 years ago. It was in a finically depressed area and basically no one was paying the hospital for their services. They did not have the reserves to weather the storm and closed their doors. The problem was now, where are those same patients going to go and get health care, and will they pull another system under due to the weight of debt they will bring? Luckily, it seems some went east, others north/south/west and the burden of that financially depressed populace was spread among several health care systems. If they all would have come to our hospital, I bet we wouldn't have lasted 3 years.

Man, it is nice to talk to someone on the inside lol!
 

Nilson

Member
Nov 5, 2017
1,422
just commenting to say I was literally saying this today

its a fucking joke, I've thought of making a thread in the past with all my shit, but I won't get into it.

Essentially, our health doesn't matter, it doesn't matter to our government, it definitely doesn't matter to these bloodthirsty corporations

I couldnt even FIND a fucking doctor, no one would help me, there's no person I could go to. My insurance set me up with a tele medicine call to help me, which I got billed 100$ for (lmao), and the doctor over the phone didn't do shit for me.

I finally found a doctor, made the earliest appointment (two months from now lol), and I seriously wonder how much they're going to end up charging me.

Getting a doctors appointment was literally like trying to buy a fucking ps5, no one cares about my health, this society blows
 

Jamesways

Member
Oct 28, 2017
2,240
Minneapolis
Man, one of neurologists left and the entire administrative staff got really nervous because his spinal surgeries were the only thing keeping us in the black for months.

We had a hospital in our adjacent county close down about 15 years ago. It was in a finically depressed area and basically no one was paying the hospital for their services. They did not have the reserves to weather the storm and closed their doors. The problem was now, where are those same patients going to go and get health care, and will they pull another system under due to the weight of debt they will bring? Luckily, it seems some went east, others north/south/west and the burden of that financially depressed populace was spread among several health care systems. If they all would have come to our hospital, I bet we wouldn't have lasted 3 years.

Man, it is nice to talk to someone on the inside lol!
This is my 29th year at this hospital, it's a big organization in Minnesota. We've had ups and downs through the years, but we have a great partnership with the U of M. About 10 years ago Sanford came in from ND to talk buying us out but thank god that never panned out.

I'm part of a big project right now for a go-live for a new Cardiology/OR hybrid dept for one of the hospitals, trying to go through all the billing scenarios and adjust the settings, rules, tables, and cost center assignment for the OR and the Cath Lab. Stressful, but it'll pull in a lot of revenue for that side of the organization, TAVRs and AAAs are a big ones, and you need to get the billing right.

Interesting that late last year we had to some serious scrambling to work on the No Surprises Act legislation. Did your organization have to do anything with that? To give an estimate within 400 dollars for patients out of network for clinic visits and surgical encounters? Applies more to clinic visits to report historical bundled CPT cost, but it's a nightmare for surgery. We have no standardization across our 11 ORs through the state. I mean, billing rule wise we do, but supplies/implants, doctor's pref cards, etc.

But I don't want to sidetrack from people venting about insurance and the healthcare system in general, it does indeed suck.
 

jb1234

Very low key
Member
Oct 25, 2017
7,232
The US health care system is pretty much why did me and my partner didn't get legally married. She had breast cancer. I was worried if we got married she'd lose her insurance and need to go on mine. Her income was low enough to get her on Medicaid and they paid for almost everything. She was worried about the possibility of leaving me with a bunch medical debt when she passed away (she didn't end up with any debt, but hindsight is 20/20). Yay America!!!

I have a similar problem. I'm not even sure if I can move in with my partner without losing my benefits.
 

Gyro Zeppeli

Member
Oct 27, 2017
5,289
I would gladly have a revolution over a forced change to universal healthcare. Seems like that's the only way healthcare will change, as maddening as that is.
 

Ze_Shoopuf

Member
Jun 12, 2018
3,944
The absolute shitty yet expensive healthcare system & insurance shenanigans is one of the main reasons I want to leave the US.

It's not sustainable.
 

Muu

Avenger
Oct 25, 2017
1,970
wife's got a $2k bill for one of her MS meds that's supposed to be covered, but the hospital needs to send another form for to get authorized. Guessing 50/50 it goes to collections before they get their shit together which is out of our control.
 

squeakywheel

Member
Oct 29, 2017
6,083
If you're not uber rich (or luckily, healthy with a good job), America sucks.
When I had my heart attack, I got 6 separate bills that all came at different times. One even came in a year after the HA.
WTF.
 
Oct 26, 2017
1,472
America HATES showing you the actual price of anything. Hide the tax. Hide the tip. Service fees. How much is a medical procedure? Literally no one knows what it is until you get the bill. It's the worst.

Edit: Today I got a bill from my kids' dentist. I have no idea why. Preventive care is supposed to be covered.
 

gozu

Member
Oct 27, 2017
10,345
America
Yeah as someone who moved to the US from a country with universal healthcare, shit was a wild adjustment. Had a multi-call/month dispute with insurance one time because they put the fucking wrong tax/ID (?) code to a clinic that was "in-network", thus billing us out of network fees; goddamn waste of time and energy for a clerical error. Let alone the BS "oh the facility is in-network but that physician is out-of-network" what the fuck kind of shit is that. Confusing as goddamn possible until people give up.

Oh, I have another fun one with billing codes. I went to a Dr. for my annual physical at the hospital, and when he asked me how I was doing, I mentioned that I was having back pain or some other mundane thing. Well, because i committed the unthinkable crime of answering his question (wtf?) my insurance was billed for a consultation instead of an annual physical (WTF???) and rejected the code, and then I was on the hook with the hospital for hundreds of dollars and almost got sent to collections before I wasted my fucking time on 4 different occasions over many months explaining the situation because the hospital didn't do the right thing the first, or second, or third times for whatever reason.

This was the least problematic issue I've had with insurers over the decades. They also love not paying for enough PT sessions. EVER. They will make the PT office go through hoops. They also refused to let me get an MRI because i had already gotten one 6 months before (as if I enjoy getting MRIs for the heck of it..) and they will generally "deny by default" to force your doctor to waste their time with an insurance Dr trying to convince them to do it. One of my Drs straight up told me he wouldn't argue with the insurance, and I'd have to go out of pocket if I wanted to continue...

To reiterate, I'm one of the lucky ones with "great" insurance...which is definitely not great. I pay for the best insurance plan our job offers as well. The whole thing is an unethical nightmare. I would get medicare for all if I could, but senator Lieberman and all the republicans fucked us on this back in 2009.
 

hobblygobbly

Member
Oct 25, 2017
7,575
NORDFRIESLAND, DEUTSCHLAND
I broke my shoulder AC joint severely and damaged nerves/ligaments last year.

i had ambulance ride + had two operations + metal hook plate installed in shoulder, 3 physiotherapy sessions a week for 6 months, lots of doctor/orthopaedic appointments, 5 days in hospital for first op and 1 day in hospital for second op. and wearing a brace. i think in total I must have had 25-30 xrays taken

all in all I paid from my own pocket just under 200 euros. this is in germany

in germany, staying in a hopsital per day costs 10 euros from you (rest is paid by your public health insurance), same goes with ambulance, and everything else. the brace I also had to pay 10% of the total cost, it cost me like 12 euro, it costs normally 120. the operations, orthopaedic appointments/checkups, xrays, etc, completely paid by the public health insurance. for physiotherapy it's like 90% covered by public health insurance, you have to pay the rest of the 10%.

during that time i wasn't working, by law in germany your company must pay your full salary for 6 weeks during illness, then after that they pay half and then your public health insurance pays roughly the other half, until you are recovered

if i was in america I would have been bankrupt/in debt from this injury. just for an ambulance ride it costs over 1000 dollars in USA from google, for all of what i went through i paid all of that out my pocket 8x less than what a single ambulance ride in the USA is

i don't want this to come off as bragging (this is afterall a fundamental right to healthcare in germany), i just want to give perspective of someoneone who has personally went through an entire process of the german healthcare system

it's why I will never move to USA even if I would make more money there than in germany, especially when you factor in family like having kids. absolutely no way.
 
Jan 27, 2019
16,074
Fuck off
I'm so grateful for the NHS otherwise my health problems growing would have probably bankrupted my family. Also spent a total of 5 months in NHS hospitals as an inpatient at zero cost.

If the Tories kill the NHS, I'll move.
 
Oct 27, 2017
7,488
Even thinking about the American healthcare system makes me anxious. The UK has it problems but thank fuck for the NHS.

I was hospitalised with what turned out to be kidney stones last year, this entailed:

- Ambulance ride to hospital
- Assessment in A&E by nurses and doctor
- CT scan, blood tests, urine tests etc
- Overnight stay in the surgical assessment ward
- Moved to a private room early in the morning
- Food
- Further assessment by a doctor
- Discharge with prescriptions for painkillers and follow up appointment booked

Total cost to me was £9 or so for the prescription. Obviously I've paid in tax, national insurance etc but that's gone at source. Incredible really, amazing staff, thank fuck for the NHS. I shudder to think what the bill for that would be in the US, and then you're all conditioned to say "well after insurance it only cost me $5k so that's good!"
 

Acrano

Member
Nov 2, 2017
1,141
Germany
I broke my shoulder AC joint severely and damaged nerves/ligaments last year.

i had ambulance ride + had two operations + metal hook plate installed in shoulder, 3 physiotherapy sessions a week for 6 months, lots of doctor/orthopaedic appointments, 5 days in hospital for first op and 1 day in hospital for second op. and wearing a brace. i think in total I must have had 25-30 xrays taken

all in all I paid from my own pocket just under 200 euros. this is in germany

in germany, staying in a hopsital per day costs 10 euros from you (rest is paid by your public health insurance), same goes with ambulance, and everything else. the brace I also had to pay 10% of the total cost, it cost me like 12 euro, it costs normally 120. the operations, orthopaedic appointments/checkups, xrays, etc, completely paid by the public health insurance. for physiotherapy it's like 90% covered by public health insurance, you have to pay the rest of the 10%.

during that time i wasn't working, by law in germany your company must pay your full salary for 6 weeks during illness, then after that they pay half and then your public health insurance pays roughly the other half, until you are recovered

if i was in america I would have been bankrupt/in debt from this injury. just for an ambulance ride it costs over 1000 dollars in USA from google, for all of what i went through i paid all of that out my pocket 8x less than what a single ambulance ride in the USA is

i don't want this to come off as bragging (this is afterall a fundamental right to healthcare in germany), i just want to give perspective of someoneone who has personally went through an entire process of the german healthcare system

it's why I will never move to USA even if I would make more money there than in germany, especially when you factor in family like having kids. absolutely no way.
Had something similar. On my way home I got hit by a car while on my bike 5 ish years ago. Broke three of my lumbar vertebra. They had to scrap me of the pavement and rushed me to the hospital. Had to stay in the hospital for three weeks with two operations and then it took me 9 months to heal. Had to do physiotherapie (two sessions per week for 7 months), got a corset to stabilize my body. I also was unemployed at that time but got some money from the insurance of the guy that hit me.

In america I would have been fucked beyond belief. Most likely I would have had to start working again before I fully healed.
 

Deleted member 22750

Oct 28, 2017
13,267
On top of that they're incompetent as fuck
 

BlackSalad

Member
Oct 27, 2017
1,225
I don't have much to add OP other then I sympathize and totally feel the same

That's crazy about the radiation/oxygen/dental work,

Thanks for sharing OP
 

darkwing

Member
Oct 25, 2017
14,971
I had an MRI last year, expected maybe $2k. They coded it as 3 MRI for the single 30 minute scan, so my bill was about $6500.

Brain
Blood vessels in the brain
Blood vessels in the neck

I fought it and lost. I tried to get part of it written off my saying I couldn't afford it, but that just got me an interest free payment plan. Had the cash no sweat but used that so I could throw it on the HSA as it funded. Blah.

If I recall insurance adjusted it down to like $5500, so my insurance premiums were basically good as a coupon code. Of course that hit my deductible, so the rest of the year was lower cost.

what the, how can people afford this
 

mojo

Member
Oct 25, 2017
1,975
I ignore literally every medical bill I've gotten in the 12 years I've lived in NYC. Probably gonna catch up to me at some point
 

entremet

You wouldn't toast a NES cartridge
Member
Oct 26, 2017
60,195
"Greatest Country In The World!"

It's also one of the most expensive. So much for the "free market" exacting price controls.
 

Netherscourge

Member
Oct 25, 2017
18,937
I don't know what most people are paying for their health insurance in the US, but it seems like a complete ripoff and is designed only to protect you from complete financial collapse if you have an emergency or develop a super expensive life threatening situation.

For me and my plan:

1. I pay $300 a month right out of my paychecks, just to have insurance for myself. I can only afford the cheapest single plan.

2. That $300 a month allows me to spend up to $6,000 out of pocket for any medical visit for any reason.

3. I don't even get to the $50 co-pays until after I spend $6,000 out of pocket.

4. Most major stuff requires me to spend through the $6,000 out of pocket as well, and then I still have to pay 20%.

5. The prescription plan, likewise, mostly covers generics, and most effective brand name brand stuff is also only partially covered, or requires some kind of pre-approval.

So, I basically avoid getting any "basic" health screenings or services I might need because I don't have $6,000 to spend to get the "discounts" later on.


I don't understand how the US healthcare system, even with the ACA, is supposed to be a good thing? The deductible is the biggest scam I've ever witnessed.

It's all bullshit. At this point, I'd rather keep my $300 a month and not have health insurance. I'd rather just start my own savings account for medical related stuff because it's cheaper for me. Because I'm already skipping basic health visits to save money, even with insurance.
 

Musubi

Unshakable Resolve - Prophet of Truth
Banned
Oct 25, 2017
23,611
If anything ever happens to me I just deal with it. I do not want to engage with the American medial system at all. Would be rad to get all the dental work I need done without going broke but I just deal with having 3 broken molars.
 

MercuryLS

Banned
Oct 27, 2017
5,578
My dad would be dead or bankrupt due to cancer surgery, chemo and regular post-op check ups if we were in the US. It's a fucking cruel joke of a country.
 

hobblygobbly

Member
Oct 25, 2017
7,575
NORDFRIESLAND, DEUTSCHLAND
Had something similar. On my way home I got hit by a car while on my bike 5 ish years ago. Broke three of my lumbar vertebra. They had to scrap me of the pavement and rushed me to the hospital. Had to stay in the hospital for three weeks with two operations and then it took me 9 months to heal. Had to do physiotherapie (two sessions per week for 7 months), got a corset to stabilize my body. I also was unemployed at that time but got some money from the insurance of the guy that hit me.

In america I would have been fucked beyond belief. Most likely I would have had to start working again before I fully healed.
damn man hope you doing better since then. i'm not 100% recovered yet, still have some pain but at least i have been able to get back to 100% shoulder movement again, been able to start weightlifting again - doctors were really surprised by my fast and full recovery which is very unusual for the type of injury i had. luckily here in germany i was also at a very good hospital that deals with this type of injury too

and yeah, bike for me too
 

baskcm

Member
Oct 27, 2017
844
As someone in the UK I'm thankful for the NHS every single day no country should have to pay for health care
 

Acrano

Member
Nov 2, 2017
1,141
Germany
damn man hope you doing better since then. i'm not 100% recovered yet, still have some pain but at least i have been able to get back to 100% shoulder movement again, been able to start weightlifting again - doctors were really surprised by my fast and full recovery which is very unusual for the type of injury i had. luckily here in germany i was also at a very good hospital that deals with this type of injury too

and yeah, bike for me too
Yeah, it took some time but I'm back to 100% now too. Luckly I am and was quite active and did a lot of back training so I had it easier due to stability and not loosing as much muscle as I would have without working out. Also was only 32 years old at that time.

My helmet took a lot of the force, got split down right in the middle.
 

nihilence

nøthing but silence
Moderator
Oct 25, 2017
15,948
From 'quake area to big OH.
The ambiguity of costs are really annoying for sure when I got a CPAP nobody could tell me the cost.

"Your insurance has a contracted rate, we will bill the supplier and then you pay."

Same thing happened when I had to get replacement parts. Not sure if they were being shady. But neither them nor insurance could tell me a price before ordering.

Just a couple of hoses and a mask with filter was like $200.
 
Oct 28, 2017
2,711
Siloam Springs
The ambiguity of costs are really annoying for sure when I got a CPAP nobody could tell me the cost.

"Your insurance has a contracted rate, we will bill the supplier and then you pay."

Same thing happened when I had to get replacement parts. Not sure if they were being shady. But neither them nor insurance could tell me a price before ordering.

Just a couple of hoses and a mask with filter was like $200.

I only order the hose from the supplier, and it's super expensive through them ($75 plus). I order the headset and filters on Amazon, and pay less than $30 combined. That first time I had to order from the supplier I was shocked at how much it cost us!