OP
OP
Claim for time is something else.
For the free $125 you can choose $125 or credit monitoring.
The time claim is $25 per hour upto 20 hours. And for past 10 hours you need evidence.
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Equifax agrees to settlement ($700 million) [UP: Claim submission forms are live and Cheques are being distributed]
- Thread starter VeePs
- Start date
Claim for time is something else.
For the free $125 you can choose $125 or credit monitoring.
The time claim is $25 per hour upto 20 hours. And for past 10 hours you need evidence.
Looks like I wasn't affected by my girlfriend was, I'll have to have my parents check as well. She's gonna sign up for the free monitoring and do a check to make sure nothing unsavory has happened with her info.
Fucking stupid mother fuckers, literally their one job to keep this shit safe
Fucking stupid mother fuckers, literally their one job to keep this shit safe
I took the money because my info was already leaked courtesy of the US government so I get monitoring thru whoever they contracted to.
My wife and I were both affected. Claimed the $125 and 10 hours for both of us. This happened right as we were buying a home and made things, even if slightly, more stressful. It will be a concern going forward for anyone affected unfortunately.
My children don't show up with the tool, but I don't trust that. I don't trust that my whole family wasn't breached if the wife and I both were.
Should I make a claim for their names too? Not sure how I go about cashing that check. I guess I could get the debit card instead of a check.
Still don't think it's enough money to make up for giving away literally everything a person needs to use your information.
My children don't show up with the tool, but I don't trust that. I don't trust that my whole family wasn't breached if the wife and I both were.
Should I make a claim for their names too? Not sure how I go about cashing that check. I guess I could get the debit card instead of a check.
Still don't think it's enough money to make up for giving away literally everything a person needs to use your information.
When I try to claim the $125, it says you must certify you have credit monitoring.
I do have a Discover card which sounds like it comes with credit monitoring but I'm not sure if that applies here?
Anyone know?
I do have a Discover card which sounds like it comes with credit monitoring but I'm not sure if that applies here?
Anyone know?
It doesn't actually ask you to verify anything when you select that option so you're OK either way. Maybe at a later date but I'd just link them to your credit card companies monitoring program.
Source: submitted without verification earlier today.
Unless I'm misunderstanding, it's capped at $700 million, so once 248,000 people sign up, anything above that will lower how much each person gets. If EVERYONE files a claim (obviously won't happen), we'll be getting checks for $0.21.
Edit... That math doesn't seem to work out, but according to the Verge article, 248k seems to be the cap for everyone getting the full pay out
Just went to the claim form website, says I was affected by the 2017 Equifax data breach so I filled out the form and chose the $125 check option because I already got credit monitoring for free due to a data breach involving the State of Maryland.
AOC has even tweeted about this:
AOC has even tweeted about this:
Wait if I wasn't affected by the breach can I still claim the 10 hours thing? Cause I sure as fuck panicked and spent a ton of time researching and closing/freezing shit to try and protect myself even though it turns out I wasn't actually impacted. So I know I can't get the $125/free monitoring (would have taken the money since I already paid for the other) but I still put time in because of their shit, dammit ):<
It didn't ask me for my social or anything? So once I get the claim number I'm good? Or do I have to do something else? Do I just wait?
Did 10 hours each for me and my wife, will be interesting how this plays out, there's no evidence you can provide for time spent researching stuff or monitoring activity. The $250 will be nice at least. (For opting out of credit monitoring x2, I don't expect they'll actually compensate me for the time claim)
I suffered identity theft about a month after this breach. Someone took out an auto loan, got in an accident so now I have to go to a hearing to prove to the state that it was not me (already dealt with the fraud case with the auto company and loan company). So you bet I'm going to put the full time allotted in because it's been a nightmare. All my credit is frozen, all the time I've spent getting this under control.
Damn man, sorry to hear that. Make sure you also put in a claim for lost money related to the expenses for fighting this and going to court, etc. It's up to $20,000 so if you have proof of money spent make sure to claim it. It's so fucked up that it would take a class action lawsuit like this to force them to pay you in the first place, they should automatically be liable.
Now what about the Capital One leak?
You might as well just assume your information is out there at this point and just watch your credit. There is no other way to deal with it.
Oh yeah. I look at my credit stuff fairly often. Remember the NCIX (canadian online retailer for tech stuff)? I was probably on those servers they put in trash can/auctioned off but never wiped too. lol
Put in for our $370 the other day. $125 + 2 hours of freezing credit and researching + $10 to freeze at Experian and TransUnion x 2 for my husband me. They shouldn't be allowed to stay in business period, but Murica. I'll take my share.
We still have our credit frozen and don't plan to unfreeze it anytime soon at all.
We still have our credit frozen and don't plan to unfreeze it anytime soon at all.
So their checker said I was not affected, but not knowing that at the time I went through the hassle of freezing my reports at all agencies.
So all I would be able to get is the couple hours of work it took to do the freezes and not the base $125?
Or do I get nothing at all?
So all I would be able to get is the couple hours of work it took to do the freezes and not the base $125?
Or do I get nothing at all?
Cash payments are no longer set at $125. Just got an email saying:
Due to the response and settlement amount, they're trying to push people away from the money option versus free monitoring. Sounds like the 125 isn't guaranteed: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
Kind of annoyed at this, as I already have monitoring through Credit Karma and can run monthly credit reports through my credit cards.
Due to the response and settlement amount, they're trying to push people away from the money option versus free monitoring. Sounds like the 125 isn't guaranteed: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
Kind of annoyed at this, as I already have monitoring through Credit Karma and can run monthly credit reports through my credit cards.
This seems like it shouldn't be legal. How can they give you a payment option and then pull it back because the payment option is in too high of a demand. Why can't they either cap it or just pay out like they should?
I mean did anyone really expect $125? You'd be lucky to get more than $10 from any class action as huge as this
I feel like I'm not going to get my thousand dollars huh? And what if you already submitted it?
I think if you have provable damages, that payment comes from a different pile of money than the base $125 from just being a part of the leak.
We fucked you guys all over, but hey now, stop being so greedy...
At this point I have like 4 credit scans from breaches, I'm covered, you assholes.
At this point I have like 4 credit scans from breaches, I'm covered, you assholes.
The majority of mine is from a subscribing to myFICO following the breach to monitor my credit. I feel like that pot of money is going to undergo a similar fate as this.
Freeze your credit if you're not planning any major purchases.
It's especially ridiculous considering they KNOW the number of people affected. Why they would even put some arbitrary dollar amount on it is beyond me...
As if this situation wasn't already bullshit, they are now walking back on the $125 credit for monitoring.
How ridiculous, was the math so hard to multiply $125 times the number of people affected?
How ridiculous, was the math so hard to multiply $125 times the number of people affected?