Yeah, its tough. Since I got married at 27 (now 41) I basically quickly gained a ton of weight and was pushing 260 for a lot of the time.
I changed my ways with eating just prior to turning 40 and I'm now about 178-180ish lbs , which i have maintained over the last year which is obviously great, but while I'm obviously far less "wide" overall, and there is massive change in my overall appearance I'm still very jiggly in the midsection- still got that pot belly and love handles that just don't go away (I'm very thin everywhere else, so i'm one of those that just puts everything in the belly area first).
Part of it, is my soul just needs to eat on the weekend (I"m pretty regimented and on schedule during the week, modest calories counts, eating salads at lunch, etc, but come Friday night (and maybe Saturday too) I need a cheesesteak, burger, fries, pizza, Mexican ,etc)) and the other is I just don't work out. But you know, I have the typical story/excuse (family guy, busy with 2 kids (both with lots of extracurriculars, 3 dogs, and never-ending shortage of time & lack of energy to throw regular gym visits into that somehow).
I wish I just could get that truly flat stomach and it eludes me- granted I pretty much look fine in clothes, but I still look at my gut when undressed and its like "Ugh". I know fighting that will take a regular gym regiment and I image a lot of ab work which I dread, but just not sure I will eever find time & motivation to make it happen.