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behOemoth

Member
Oct 27, 2017
5,623
Think my friend (who lives in Germany) said that in certain circumstances (such as being in certain income brackets, disability, etc.), the Hospitals will eat the costs if the patient isn't able to afford it under those circumstances. I may have absolutely misunderstood him or remembering wrongly, but that was mentioned to me.
You have to pay your subsidized bills somewhere in the feature if you have a tax paying job. If not you feel miserable having no job for months and years.
 

Pantaghana

The Fallen
Oct 26, 2017
1,221
Croatia
Croatia has its issues, but atleast our healthcare is reasonable.

As for it being unsafe as that older thread suggests, unless you do something really, really stupid, like go prancing about in a clearly labeled and cordoned off minefield (yes we still have a few of those leftover) you're safer here than in the US.
 

MarioW

PikPok
Verified
Nov 5, 2017
1,155
New Zealand
You mean, one of these?
ventolin-1-i.jpg


These cost 3 euro.

Yes, exactly. Same here in New Zealand.

To make matters worse, we needed to settle $800 on the spot. They couldn't take my credit card because "we only have one zip zap machine and it's in another wing of the hospital" (this was only 5-6 years ago). Then they had security escort me to an ATM to get cash so I didn't try to run (like I was going to abandon my girlfriend there or something).
 

PepsimanVsJoe

Member
Oct 26, 2017
6,129
6 or 7 years ago I had to go to the ER to be treated for a trapped kidney stone. That was followed by two more trips, one to blow up the stone, the other to remove the stint they put in. Since I didn't have insurance, I got stuck with $36,000 in bills.

I fucking deliver pizza. I'll never have that kinda money.
 

Antagon

Member
Nov 4, 2017
516
Actual fuck?

What do Americans do when they got like flu or some stuff?

Do people really see a flu as a good reason to visit a doctor? As long as the symptoms ain't too bad, I'd just call in sick, take a lot of rest and some paracetamol. And that's pretty normal here in the Netherlands, which healthcare system is generally ranked as one of the best in the world.
 

Jerm

The Fallen
Oct 31, 2017
5,772
I was stuck with $10,000 after two hospital visits in US. In two separate occasions within a few months of each other, I randomly started vomiting and couldn't stop for hours. I couldn't consume food or water or sleep so I got extremely dehydrated to the point my muscles locked up, I curled up into a ball and I couldn't move. I was also very out of it mentally. My mom begged me to just let it pass and not go to the hospital because I didn't have health insurance even seeing me in those states.

Another weird part of those visits is that in one instance, my mom tried to drive me part-way to the hospital before she realized I very seriously needed an ambulance. Whenever she called 911, police officers in the city we were traveling through showed up first and questioned me, my mom and brother and searched our vehicle for drugs and would not allow the EMTs to assist me until I told them what kind of drugs I had taken. I told them I had taken my anti-depressant like usual and they started yelling that I knew what kind of drugs they actually meant and to quit toying with them or they wouldn't be able to treat me. I don't even do drugs. It was horrifying.
 
Oct 27, 2017
7,484
6 or 7 years ago I had to go to the ER to be treated for a trapped kidney stone. That was followed by two more trips, one to blow up the stone, the other to remove the stint they put in. Since I didn't have insurance, I got stuck with $36,000 in bills.

I fucking deliver pizza. I'll never have that kinda money.

That's crazy. So what happens in this situation where someone doesn't have the insurance and no realistic way to pay the bill? Does it bankrupt you? Do you have to set up a payment plan for the next 50 years?

It's madness. Utter insanity.
 

vhyn

Member
Nov 13, 2017
128
Do people really see a flu as a good reason to visit a doctor? As long as the symptoms ain't too bad, I'd just call in sick, take a lot of rest and some paracetamol. And that's pretty normal here in the Netherlands, which healthcare system is generally ranked as one of the best in the world.
Some Influenza types can be life-threating, especially for children and older people. Also, if an illness lasts for several days most employers will want to see a validation from a doctor.
 

Kleefeld

Banned
Jan 16, 2018
215
I struggled with depression all my life, I honestly think I wouldn't be here anymore if I had to worry about bills for my psychiatrist, therapist and mental institution on top of being mentally unstable.
When I was at my lowest I was in therapy for more than a year and on top of not paying anything I also got unemployment benfits so that I could pay my bills. After that the pension insurance payed for my training as an accountant and the state even paid me 1000 € for passing the exam. I feel so lucky and grateful.

I don't know how people do it in the US...
 
Oct 27, 2017
5,618
Spain
Yes, exactly. Same here in New Zealand.

To make matters worse, we needed to settle $800 on the spot. They couldn't take my credit card because "we only have one zip zap machine and it's in another wing of the hospital" (this was only 5-6 years ago). Then they had security escort me to an ATM to get cash so I didn't try to run (like I was going to abandon my girlfriend there or something).
Wow. That's terrifying. Worst part is, I don't really need the inhaler for emergencies. If I had to keep one, I'd use the Fluticasone / salmeterol because that pushes phlegm out, clears the lungs and prevents scarring. I never really have strong crises, so I just keep the salbutamol for comfort when doing exerting activities.

I cannot even fathom a situation where a fucking salbutamol inhaler of all things would cost that amount of money, and people who really need it would go without it.
 

joecanada

Member
Oct 28, 2017
3,651
Canada
We did check this and although they will chase you they can't do much. So it's an option but you won't be able to enter the US again.
Someone more informed can jump in but I find that unlikely too. In order to be at risk entering the country they'd have to go to court and win a judgement against you then go back to court until the judge sentenced you to jail for not paying and issue a warrant enforceable by border services. Why would they bother to do this against probably thousands of travellers per year
 

Doctor_Thomas

Member
Oct 27, 2017
9,651
Based on many factors, but especially healthcare, the US is like a failed country.

I'm scared the UK is going the same way.
 
Oct 25, 2017
2,081
Yeah it would be cheaper for me to fly to croatia and get surgery done than get it here uninsured or even with most insurances. And they have a terrific education system with great doctors, in case anyone is wondering how it compares with here.
 

Rotkehle

Avenger
Oct 28, 2017
3,337
Hamm, Germany
You cannot afford to get daily panic attacks in America
Yeah, that helps :D

You guys over there have a beautiful landscape and many very nice people. It's sad that there are missing so many basics. Think how awesome this country could be. The potential is so fucking high but it's infected with fear. For a country that Helds god so high, it's the least Christian Christian country I know.
Yeah it would be cheaper for me to fly to croatia and get surgery done than get it here uninsured or even with most insurances. And they have a terrific education system with great doctors, in case anyone is wondering how it compares with here.


And you could visit Pula. Croatia is a really awesome place for a vacation.
 

SinkFla

Member
Oct 26, 2017
9,442
Pensacola, Fl
Yeah the cost of survival is insane in America. If it weren't for insurance then there's no way my mother would have gone through several bouts of chemo for breast cancer when she was alive nor would my dad have had his knee replacement. My dad was also in the ICU about 8 years ago and almost died (double pneumonia), insurance helped again but it was somewhere in the 200k range if I recall correctly. Hell my dad's knee replacement was around 50k. We still have to pay for the insurance and it's bled me dry but I have to go to doc every 3 months and can't afford it without. One of my monthly medications costs well over 100 bucks without it as well. US health care is a (literally) sick, sad joke.
 

Rand a. Thor

Banned
Oct 31, 2017
10,213
Greece
I pay out of pocket a bit more than 3 euro (Like 3,50 or so) without prescription. With a prescription, it goes down to 2 euro or so. I never get prescriptions for them because they are not worth the hassle.

These:
Seretide-492x340.png


are more expensive, they cost 46 euro without prescription. With prescription, they cost like 4 euro or so. The good thing is, if you run out you can buy it, then get the prescription, take it to the pharmacy and get your money back.
Yep, I use Seretide as well for regulation, thankfully my insurance is going to kick in by September and it doesn't cost much.
Yes, exactly. Same here in New Zealand.

To make matters worse, we needed to settle $800 on the spot. They couldn't take my credit card because "we only have one zip zap machine and it's in another wing of the hospital" (this was only 5-6 years ago). Then they had security escort me to an ATM to get cash so I didn't try to run (like I was going to abandon my girlfriend there or something).
800$ for an Aerolin Inhaler isn't just highway robbery, that's assisted suicide legalized by the government. What the fucking hell is going on in America.
 

jokingbird

Member
Oct 25, 2017
687
That's crazy. So what happens in this situation where someone doesn't have the insurance and no realistic way to pay the bill? Does it bankrupt you? Do you have to set up a payment plan for the next 50 years?

It's madness. Utter insanity.

Most people keep the debt on their credit and pay the minimum per month. Rental agencies ignore that debt in low income housing because it is so common. Other hospitals will work with patients to charge a lowered amount that works as a tax write off for the hospital. Declaring bankruptcies has become harder in the US due to the growing amount of debt.

On the other side of the coin, hospitals usually only take home a small percentage of what they charge which is also increasing the cost. Medicare patients usually yield 1/8 of what is billed. A rising homeless population also uses the ambulances and hospitals as taxis and hotels. They never have to pay for anything as they have nothing to garnish. The whole system is incredibly broken.
 

sam777

Member
Oct 27, 2017
2,661
You know the system is a complete ripoff when you can fly to a foreign country to get treatment 5 times over and the cost would still be lower than the US.
 

Bakercat

Member
Oct 27, 2017
10,154
'merica
I would get daily panic attacks with the US Healthcare system...

Many people here who get hurt won't be thinking about recovery or anything like that, their first response is worry about having to go get seen and the costs. I've known people bleeding with lacerations or pneumonia refusing healthcare because of costs.
 

Deleted member 3812

User requested account closure
Banned
Oct 25, 2017
8,821
Costs are ridiculous here in the U.S. for healthcare. Here's an example of ER costs here in Baltimore, MD:

GOmebdB.png
 

jokingbird

Member
Oct 25, 2017
687
One of the great stories I remember with dealing with insurance companies is when I got charged out of network for a physical. Usually with my insurance it is a $20 copay for an office visit. One time I got a charge for a couple hundred dollars weeks later.

It turned out that the insurance company changed my plan based on the naming scheme of select or plus. My card stayed the same but my plan was worse. My doctor was out of network. I asked them how to check on which doctors are in network and they said to call or check the website that they run. Their website never loads and it is a wait time of 40 minutes on the phone to speak to someone.

I honestly believe insurance companies should not exist.
 

Wiped

Banned
Nov 2, 2017
2,096
Wow. I can't quote it from the app but find the post about a woman crying because someone called an ambulance.

Like damn. In the UK you can have cancer and the price of care is £0.

I absolutely love the NHS.

It's not quite £0 though, I mean I lose £200 a month of my wages to National Insurance (NHS tax). Well bloody worth it though. I didn't pay from 0-21 and won't pay from 68-death
 

Deleted member 3812

User requested account closure
Banned
Oct 25, 2017
8,821
Imagine living in a country where an ER visit could lead to bankruptcy...

I'm considering bankruptcy due to having an outstanding balance of $23,778.10 from previous medical charges. I'm disabled and on Medicare but these charges were charged when I had no health insurance at all and was unemployed due to being disabled.
 

Deleted member 3812

User requested account closure
Banned
Oct 25, 2017
8,821
I absolutely love the NHS.

It's not quite £0 though, I mean I lose £200 a month of my wages to National Insurance (NHS tax). Well bloody worth it though. I didn't pay from 0-21 and won't pay from 68-death

If I was still employed, I would be willing to give up a portion of my wages so everyone can have universal healthcare.
 
Oct 25, 2017
41,368
Miami, FL
Costs are ridiculous here in the U.S. for healthcare. Here's an example of ER costs here in Baltimore, MD:

GOmebdB.png
a lot of those labs and tests are also wholly unnecessary but are almost demanded by hospital admins to drive up the amounts they can charge insurance companies.

source: pops has been an ER physician since the late 70s. You don't even want to know what he makes hourly.
 

Wiped

Banned
Nov 2, 2017
2,096
If I was still employed, I would be willing to give up a portion of my wages so everyone can have universal healthcare.

Oh yes definitely. One of the best things about the UK. And it's proportional so people earning more pay in more, and if you lose your job you don't pay. It only comes out of wages.

I do not understand why Americans say they have the best country in the world when I read threads like this. $450,000 for one hospital trip? What?

My dad has had a terminal brain tumour for 6 months. He's needed chemotherapy and is now in a care home. We didn't pay for his treatment and his care home is free now as well.
 

Deleted member 3812

User requested account closure
Banned
Oct 25, 2017
8,821
a lot of those labs and tests are also wholly unnecessary but are almost demanded by hospital admins to drive up the amounts they can charge insurance companies.

source: pops has been an ER physician since the late 70s. You don't even want to know what he makes hourly.

Oh yes, I'm not surprised at all that the labs and tests I was put through with my two most recent ER visits were unnecessary.
 

VHS

Alt account
Banned
May 8, 2019
834
For the fellow european people here, what would we expect for the same thing in the US ? I mean, how many thousands ?
I was charged $2000 to go to an ER at 10pm one night, where I sat for an hour and was told to come back if my "condition worsened".

* Should say they attempted to charge that, I did not pay that.
 

squeakywheel

Member
Oct 29, 2017
6,080
Just got my hospital bill for my heart attack 3 weeks back. 2 night stay, 2 stents and a 25min ambulance ride. The ambulance ride alone was $1200. Overall $120K. Currently fighting it out with my work's travel insurance plus Canadian MSP.
 

Deleted member 3812

User requested account closure
Banned
Oct 25, 2017
8,821
Oh yes definitely. One of the best things about the UK. And it's proportional so people earning more pay in more, and if you lose your job you don't pay. It only comes out of wages.

I do not understand why Americans say they have the best country in the world when I read threads like this. $450,000 for one hospital trip? What?

My dad has had a terminal brain tumour for 6 months. He's needed chemotherapy and is now in a care home. We didn't pay for his treatment and his care home is free now as well.

Fuck no we don't have the best country in the world, especially when it comes to healthcare costs!!!
 
Oct 25, 2017
22,378
Every time a thread like this pops up I wonder why Americans aren't mass protesting in the streets 24/7.
But it's probably because you would loose your job and healthcare.

Like, you are all getting ripped off. Lives are ruined. People die. But everybody just accepts it. And actively fights better systems.
 
Mar 29, 2018
7,078
I would get daily panic attacks with the US Healthcare system...
It's truly nightmarish isn't it

Do people really see a flu as a good reason to visit a doctor? As long as the symptoms ain't too bad, I'd just call in sick, take a lot of rest and some paracetamol. And that's pretty normal here in the Netherlands, which healthcare system is generally ranked as one of the best in the world.
Real, legitimate influenza can fucking kill you. Especially if you have a couple of cofactors going on. What you're describing sounds like a cold.
 

alex.magnus

Member
Oct 28, 2017
405
For comparison I cut myself on a bottle the other week. I had to go in and get it cleaned, 2 stitches and a tetanus shot and my bill without insurance was $1,090 dollars.

same thing happened to my boyfriend: he cut his hand with an exacto knife and got 3 stitches and a tetanus shot. he waited a grand total of 10 minutes in line at the er (actually just one for some preliminary bandages before proper treatment).

the total cost was 0€

welcome to Italy
 

Deleted member 3812

User requested account closure
Banned
Oct 25, 2017
8,821
The U.S. healthcare system doesn't help anyone when healthcare systems sue the poor.

ProPublica has published this series of articles about how Memphis, Tennessee has a "debt machine" that keeps Memphis residents poor and reveals that non-profit Methodist Le Bonheur Healthcare agressively sues the poor:







July 1, 2019

As criticism mounts about the aggressive debt collection practices of Methodist Le Bonheur Healthcare in Memphis, Tennessee, the nonprofit hospital system's chief executive officer promised to reevaluate its financial assistance policies in the coming weeks.

"Over the next 30 days we will be reviewing our policies and procedures to ensure we are doing everything possible to provide every Memphian with the care and assistance they need," said Dr. Michael Ugwueke, Methodist's CEO and president, in a guest column published online Sunday in The Commercial Appeal.

An investigation published last week by MLK50 and ProPublica found that Methodist uses the courts as a hammer against low-wage patients who can't afford their hospital bills. From 2014 through 2018, the hospital system affiliated with the United Methodist Church filed more than 8,300 lawsuits, according to an MLK50-ProPublica analysis of Shelby County General Sessions Court records. That's more than all but one creditor during that five-year period.

One story chronicled the struggle of Carrie Barrett, who makes $9.05 an hour at Kroger, to pay her 2007 hospital bill for $12,019. The bill has ballooned to more than $33,000 due to interest and attorney's fees. Another detailed how Methodist sues its own employees, some of whom make less than $13 an hour, for unpaid bills related to care delivered at its hospitals. Its health plan doesn't allow workers to seek care at hospitals with more generous financial assistance policies.

Ugwueke, meanwhile, earned $1.6 million in total compensation in 2017, the most recent year for which such data is available. That same year, Gary Shorb, the hospital's CEO from 2001 to 2016, earned more than $1.2 million for serving as Ugwueke's adviser. In 2018, the hospital brought in $86 million more than it spent, according to an end-of-year revenue bond disclosure statement.
 

Deleted member 19533

User requested account closure
Banned
Oct 27, 2017
3,873
Actual fuck?

What do Americans do when they got like flu or some stuff?
Don't go to the doctor. You're typically expected to not even take time off. I work with food, and yeah, it's pretty bad when you call out.

If you are sick for a long time, you go to a clinic instead of the actual doctor as it's a lot cheaper. It's still like $150 or so for 10 minutes of someones time. They give you a script for antibiotics. You just got to tell them you've been sick for over 7 days though, even if it's not true. They will make you come back in a few days (after 7) and pay again to get the script. You then have to pay for the pills which are generally pricey as well.

Funny story, I got hurt at work 2 days ago. Put a knife through my thumb. Needed some stitches and was told 10-14 days before they're removed and I can return to work. I'm to not use my thumb at all, get it wet, or dirty. The ER didn't give me a note when I asked, they told me the law says I can't go back until I'm cleared by my primary care and I'm good to go. Literally the next day I get calls from my boss, who drove me to the hospital, that I didn't have a note so I'm not excused (I had a note saying restrictions, but it didn't specifically say I couldn't do my job, though by law I can't work with food with an open wound) and need to come back to work right away. I had to tell him I'll come back when I'm cleared by my primary care physician. I tried getting in contact with the ER, they told me I had to come back in and pay all the ER fees again just to get a note. Had to schedule an emergency appointment just to get the son of a bitch a note. Then they had to pay for that as well, lol. Couldn't have been cheap. Bastards.

Our work culture and healthcare systems are fucked.
 

Rotkehle

Avenger
Oct 28, 2017
3,337
Hamm, Germany
Don't go to the doctor. You're typically expected to not even take time off. I work with food, and yeah, it's pretty bad when you call out.

Don't you have a HACCP system in place? We even have a law that requires you to stay home when you Are working with food. You have to go to doc here and tell him or her where you work. You will even get longer free so that you don't infect someone even after you feel better.
It's our "food invention safety law".

It's part of my job to give lessons in this topic to the workforce and their bosses.
 

Deleted member 19533

User requested account closure
Banned
Oct 27, 2017
3,873
Don't you have a HACCP system in place? We even have a law that requires you to stay home when you Are working with food. You have to go to doc here and tell him or her where you work. You will even get longer free so that you don't infect someone even after you feel better.
It's our "food invention safety law".
We don't have that, no. They basically harass you when you call out and become very passive aggressive when you return.

Also, if you read my story, that should give you an idea. I have stitches in my hand, nearly cut part of my thumb off two days ago, and they wanted me in today. I had to go to the doctor to tell them to shove it. They legitimately don't care about people, customers or employees, and only care about the bottom line.